WEALTH PLANNING

INSIGHTFUL GUIDANCE TAILORED TO YOUR ESTATE’S NEEDS

We begin by understanding your family wealth management objectives and priorities alongside your overall family and corporate circumstances and the nature of your estate. We, then determine your goals and help you set out a sound approach for effective solutions. Finally, we facilitate the implementation of solutions and structures through our subsidiary company, Dzar International Advisors Private Limited which employs our in-house team of experts as well as a carefully identified set of technical partners to ensure a comprehensive solution.

WEALTH TRANSMISSION AND SUCCESSION

Be it a will, a living trust or a gift, it is important to identify appropriate structures to transmit your estate, taking into account the nature of the estate and the composition of beneficiaries, based on your determination of “who” gets “what” and “when”.

WEALTH PROTECTION AND PRESERVATION

Wealth preservation can often be even more difficult than wealth creation. Preserving your legacy requires you to think about issues including potential misguided extravagance, professional liabilities and key man risks, amongst others. Our in-house wealth management advisory services specialists can help you identify suitable ways to preserve your estate and ring-fence it from such risks.

FAMILY & BUSINESS

Family first or business? Given the large entrepreneurial demographic in the country, the involvement of extended families in business and the frequent lack of distinction between personal and corporate assets, it is important to think carefully about the structure of the estate and the manner in which responsibility and accountability is shared. Family governance structures such as family boards, shareholder agreements and family constitutions can provide a robust framework for managing family-business objectives and avoiding conflicts.

PHILANTHROPY SERVICES

Whether you desire to establish a family philanthropic legacy or an impactful CSR program, we can assist by identifying the answers to key questions ranging from identification of causes to the appropriate structure of giving vehicles. We are aware of the importance of these elements to your financial well-being and the Dzar International Advisors team is there to help you structure and manage your affairs appropriately.

Mutual Fund Consultant Service

Usually, when people select a scheme themselves, they do so based on its performance. They don’t consider that past performances may not be sustained. Evaluation of schemes is a function of various attributes of the schemes, e.g. scheme objective, investment universe, the risks that the fund is taking, etc. This requires the investor to put in time and effort. The investor also needs to have the requisite expertise to be able to understand the features and nuances as well as the ability to analyse and compare from among many options. An investment advisor would be qualified and trained for such a job.

Secondly, more important than investing in the best scheme, it’s important to invest in a scheme most appropriate or suitable to the investor’s current situation. Though the investor’s situation is best known to the investor, a good advisor or distributor would be able to ask the right questions and put things in perspective.

Once the portfolio is constructed, regular monitoring of the scheme characteristics and portfolio is required, which is an on-going job. An advisor/distributor helps you review these schemes too.

Fund Management Services

Fund Management is the professional asset management of various securities, including shareholdings, bonds, and other assets, in order to meet specified investment goals for the benefit of investors.

Bank Project Management Services

Bank Project Management Services helps to facilitate loans for Long-term projects of the companies. Since any financial institute has consider the viability of the project before determining the loan amount to be given. The project department has to ensure that its liaisons with team members involved in the project to :

Understand the volume of the project
Risk involved in the project
Financial Requirement of the project
Forecast the expected revenue